psichologija

Psichologija  Referatai   (12 psl., 329,75 kB)

Dance is an art form that generally refers to movement of the body, usually rhythmic and to music, used as a form of expression. Every dance, no matter what style, has something in common. It is not only flexibility and body movement. But also injuries which can happen...

Anglų kalba  Rašiniai   (1 psl., 6,61 kB)

Introduction Companies that earn a profit can do one of three things: pay that profit out to shareholders, reinvest it in the business through expansion, debt reduction or share repurchases, or both. When a portion of the profit is paid out to shareholders, the payment is known as a dividend.(http://beginnersinvest.about.com/od/dividendsdrips1/a/aa040904.htm) In English Wikipedia is written that dividends are payments made by a corporation to its shareholder members. It is the portion of corporate profits paid out to stockholders. (http://en.wikipedia.org/wiki/Dividend) Then you want to make a financial decision, you have to look at dividend policy and what rise it will make to ceiling‘s stock‘s value, and, how it will suit shareholders needs. A company's dividend policy is the company's usual practice when deciding how big a dividend payment to make. Dividend policy may be explicitly stated, or investors may infer it from the dividend payments a company has made in the past. If a company states a dividend policy it usually takes the form of a target pay-out ratio. If a company has not stated a dividend policy then investors will infer it. (http://moneyterms.co.uk/dividend-policy/). Work purpose: In this work we will try to look over what is dividend, dividends types and dividend policy. Work tasks: • Understand what is dividend and find out dividends types; • Find out what are dividend paying methods; • Find out what is dividend policy and find out its types; • Establish basic dividend policy theoretical propositions, their differences; • Look over what dividend policy types are used in practical. . 2. Types of dividends "Money For Nothing" is not only the title of a song by Dire Straits in the '80s, but also the feeling many investors get when they receive a dividend. All you have to do is buy shares in the right company and you'll receive some of its earnings. ( http://www.investopedia.com/articles/stocks/07/dividend_implications.asp ). Dividends can be payed in cash or stock. 2.1. Cash In the majority of cases dividends are issued on a cash basis. For example, if a shareholder holds 1,000 shares and the per share dividend is $1, the investor will receive a check for $1,000 (http://www.mysmp.com/fundamental-analysis/dividends.html). In Investopedia is written that a cash dividend is a payment made by a company out of its earnings to investors in the form of cash (check or electronic transfer). This transfers economic value from the company to the shareholders instead of the company using the money for operations. Cash dividends is that receivers of cash dividends must pay tax on the value of the distribution, lowering its final value. Cash dividends are beneficial, however, in that they provide shareholders with regular income on their investment along with exposure to capital appreciation. (http://www.investopedia.com/ask/answers/05/stockcashdividend.asp). English Wikipedia gives such a definicion of cash dividends : are those paid out in the form of a check. Such dividends are a form of investment income and are usually taxable to the recipient in the year they are paid. This is the most common method of sharing corporate profits with the shareholders of the company. For each share owned, a declared amount of money is distributed. Thus, if a person owns 100 shares and the cash dividend is $0.50 per share, the person will be issued a check for 50 dollars. (http://en.wikipedia.org/wiki/Dividend).

Ekonomika  Referatai   (28,85 kB)

The City Kissed by the Sun Šiauliai is the City kissed by the Sun. The city stretches in the North of the Lithuania. Our Šiauliai is very interesting and attractive. In Šiauliai is 7 unique and magic Sun Monuments. During all 770 years the city was set 7 times devastated by wars, stormed and Black Death. One of the most important landmarks is renaissance architectural miracle is St. Apostles Peter and Paul‘s Cathedral with the oldest Lithuania‘s Sun Clock on the wall. A few steps further your eyes meets one more celestial sign in the Sundial Square. The Sculptures of the Golden Boy – An Archer – sparkles in the rays of the sun on the top of the Sun Clock. Another a clock is Cock, which signs every midday or early evening, and welcomes you in 16 different languages. In Šiauliai you can visit also 3 art works: a sculpture in Salduve Park, a fresco in the Municipality and Lithuania‘s biggest Stained glass in the Cinema Centre „Saule“. And that is not all. Šiauliai is a proud of the pedestrian with its impressive little architecture and fountains of the „Three Birds“and „Pelicans“. If you are in Saurian, you must see Boulevard. It is third in Europe and the oldest in Lithuania. Giuliani Tourism Information Centre offers attractive excursions with real generals, army meals and entertainment in the airbase in Sonia, where is an old military heritage. Giuliani is the city of unique museums. There are more 20 of them it is only one in Lithuania that has got Cats, Bicycle, Radio and Television Museums. The most spectacular and remarkable museum is Chain Frenkel‘s Villa famous for its architecture not found in the other Baltic countries. Šiauliai differs from others for having two lakes on its territory. Talkša Lake is in the centre of the city. Some distance away there is Rekyva, one of the ten biggest lakes of Lithuania and full water attraction. Also there is a new multifunctional complex of Dainai Park. Everyone willing to get acquainted with our land is welcome. It is worth arriving to the city of the Sun as it offers great experience, which will undoubtedly be beyond your expectations.

Anglų kalba  Rašiniai   (3,69 kB)

It has been estimated that something like 17 million Americans try to "quitt smoking" each year and only about 8% succeed! Statistical analysis has shown that the success rate is much higher if the doctor was involved in counseling and helping a person to quit. I'm not sure if any studies have been done to see if a pharmacist's encouragement to quit produces similar results, but I am going to urge you to prepare yourself to "kick" the habit. Let me remind you why it is so important. Smoking can either directly cause or be a major risk factor in bringing about the following: Cancers of the lung, liver, pancreas, bladder, brain, breast, and cervix. Chronic obstructive lung disease, asthma, pneumonia, and tuberculosis. Hypertension, coronary artery disease, aortic aneurysm, and stroke. Retardation of fetal growth, congenital malformations, premature births, spontaneous abortions, and sudden infant death syndrome. Peptic ulcers, osteoporosis, and premature aging. Even breathing the air in a smoke filled room is associated with higher risks of some of these conditions! If you quit, do the risks return to the same level as nonsmokers? Yes, in many cases they do. Nicotine is only one of the toxins in cigarette smoke. Other toxic chemicals include carbon monoxide, ammonia, and nitrosamines. Smoking is considered a true addiction by the US Surgeon General. So, it is not easy to quit and although relapse is common, it should be viewed as part of the process. Most people are successful only after several attempts. The use of patches which release nicotine into the body are often very helpful. But, programs which include counseling and behavior modification have the highest rates of lasting abstinence. You can be of service to your friends and family by helping them to confront the issue of what smoking does to their health and to those around them. Encourage them to seek professional counsel on a smoking cessation program that fits their needs. Then stick with them as encouragement from friends and family can greatly enhance their chances for success. Remember, this pharmacist is ready and willing to help. Kicking the habit promotes "Good Health."... lighten up... it will be good for your “good health.”

Anglų kalba  Rašiniai   (3,19 kB)

Shopping to most of us mainly emphasizes satisfaction of getting away from a daily routine. Some of the shoppers find themselves more relaled and cheerful after they have purchased a new garment. Like every girl I enjoy my time shopping because I like to renew my wardrobe and update my style with the newest fashions. However, shopping would get to dull if it became my daily routine. I prefer an unexpected trips to the shopping stores whenever in feeling down as it livens me up and brings more enjoyment. I favour shopping in local stores then internet shopping. It is because I like to walk around, relax, and concentrate on my shopping also meet my friends. I also prefer to shop at stores rather then online, because I find it a great fun to go on shopping trips with my girlfriends as we always have a laugh. In the shops I find a wider choice of garments to buy. When shopping online you have to take extra responsibility as you can not rely or some of the web-sites. Once you order online you may find it harder to exchange or return the product rather then buying it back to shop. In my opinion, shopping both ways most of us more find great bargains as there is a large number of clothes and prices to chose from. I think it is very polite when the shop assistant comes over to the customers asking if they feel alright it is a very good customer servise

Anglų kalba  Rašiniai   (2,58 kB)

To begin with, all people use various services: postal services, telephone, telegraph, bank, police, diplomatic services, car maintenance services, petrol stations and personal services. Personal service establishments are very useful and many people visit them every day. I`m not an exception . When I am going to go to a party I go to hairdresser’s establishment. If I need my shoes to get mended, I go to the repair shop. When they are rather worn, I take them to the shoemaker’s. Occasionally I need to have my photos taken. Then I go to the photographer’s. In addition I have a camera at home so I can take photos myself. Unfortunately I can’t make photographs, so I have to go to the photographer’s and have them made. As far as I can see the telephone is widespread nowadays. The telephone is of great importance in business, in administrative relations and in the national economy. I have the telephone at home too and I like to talk over it. When necessary, the police, the fire brigade, the first aid and ambulance service can be called by anybody from any telephone. It is easy of access. You have to dial only two digits. We use the fire brigade. For example, once there was a strange smell and smoke from our neighbours door. Such being the case, we call a fire brigade. Fortunately for us it was only burnt stewpot [‹stju:pƒt]. What comes to postal service, I use it too. I like to communicate with people. I have some friends in Lithuania and Denmark, and I communicate with them. I send letters to Denmark by air mail. It costs more but it is faster. At the post office you can send telegrams too. I can send parcels with gifts to my friends when they celebrate their birthdays. A few years ago I used to go to café-internet. There you can Relax with a cup of tea or Espresso while you Surf the Net. Now I give preference to my computer at home. Finally sometimes I use medical services. If I am not ill very seriously I treat myself. However, a few years ago I broke my hand so for this reason I had to use services of medical professions. Another reason why I go to see the doctors is medical certificate for school. Once a half-year I go to the dentist. On the whole I havn`t a fear of various medical institutions like dentist and so on. I like listening comments and discussions on current affairs, interviews with various people on the radio. The programs are followed by music it`s the main reason why it interests me. I like to watch something on TV in the evenings. When my radio or TV has broken down I have to repaired it in the service shop. And when I was going to go abroad I used the diplomatic services. In that case I went to Vilnius embassy for my visa. In conclusion, all services are in your interest. Service industry provide a variety of facilities to help in every situation. Moreover it`s easy of access. And to my mind it make our life easier.

Anglų kalba  Pagalbinė medžiaga   (108,32 kB)

To begin with, all people use various services: postal services, telephone, telegraph, bank, police, diplomatic services, car maintenance services, petrol stations and personal services. Personal service establishments are very useful and many people visit them every day. I`m not an exception . When I am going to go to a party I go to hairdresser’s establishment. If I need my shoes to get mended, I go to the repair shop. When they are rather worn, I take them to the shoemaker’s. Occasionally I need to have my photos taken. Then I go to the photographer’s. In addition I have a camera at home so I can take photos myself. Unfortunately I can’t make photographs, so I have to go to the photographer’s and have them made. As far as I can see the telephone is widespread nowadays. The telephone is of great importance in business, in administrative relations and in the national economy. I have the telephone at home too and I like to talk over it. When necessary, the police, the fire brigade, the first aid and ambulance service can be called by anybody from any telephone. It is easy of access. You have to dial only two digits. We use the fire brigade. For example, once there was a strange smell and smoke from our neighbours door. Such being the case, we call a fire brigade. Fortunately for us it was only burnt stewpot [‹stju:pƒt]. What comes to postal service, I use it too. I like to communicate with people. I have some friends in Lithuania and Denmark, and I communicate with them. I send letters to Denmark by air mail. It costs more but it is faster. At the post office you can send telegrams too. I can send parcels with gifts to my friends when they celebrate their birthdays. A few years ago I used to go to café-internet. There you can Relax with a cup of tea or Espresso while you Surf the Net. Now I give preference to my computer at home. Finally sometimes I use medical services. If I am not ill very seriously I treat myself. However, a few years ago I broke my hand so for this reason I had to use services of medical professions. Another reason why I go to see the doctors is medical certificate for school. Once a half-year I go to the dentist. On the whole I havn`t a fear of various medical institutions like dentist and so on. I like listening comments and discussions on current affairs, interviews with various people on the radio. The programs are followed by music it`s the main reason why it interests me. I like to watch something on TV in the evenings. When my radio or TV has broken down I have to repaired it in the service shop. And when I was going to go abroad I used the diplomatic services. In that case I went to Vilnius embassy for my visa. In conclusion, all services are in your interest. Service industry provide a variety of facilities to help in every situation. Moreover it`s easy of access. And to my mind it make our life easier.

Anglų kalba  Rašiniai   (4,74 kB)

. I’m not saying all pop fans are closed minded to the point where they listen to the music genre that is currently trendy in hopes of it helping them position themselves socially. I’m also not denying the fact, people like that are out there. In most cases, I think people listen to pop because for some reason they’re not involved in another music scene, so it’s all they know exists. Record labels systematically chose who they want to sign, and then promote them to the public. Therefore, they have an enormous influence on what music America and many other countries listen to. This is bad news because corporate promoters don’t just go out looking for talent to sign to their label regardless of what kind of music it is attached to. Companies use statistics to determine what they think will sell, and sign whoever fits the right criteria. They don’t bother looking for artists who aren’t playing what’s hot; they want bands playing the sound they know sells. Labels also want bands with catchy songs, and I don’t know about you but I think catchy giggles are for advertisements. Real musicians have to be careful where they put their signature, because any one who takes them self seriously wouldn’t stand for a company who censers their art. Also you may have noticed TV is now just as much a source of music as radio, so you better be an attractive conformist if you want to be promoted as an artist in the business of pop music. MTV, without doubt, plays a major role in how generic popular music has become. Obviously the birth of music videos gave big business a chance to sell music to the other four senses. The real opportunity for MTV to cash in on the music industry wasn’t just picking up their crumbs. Just luring in those people whose ears are uninterested in music with flashy colors and shiny things is no longer their motive. Quickly MTV figured out eye candy doesn’t sell nearly as well as the fantasy life the right image can supply. There is nothing wrong with having an image, everyone portrays an image whether they like it or not. In this case the problem is, MTV uses image to sell a product where image should be considered irrelevant. The effect of doing this is closing the viewers’ minds; it causes people to listen to music only on the expressional level.

Anglų kalba  Kalbėjimo temos   (4,29 kB)

I am going to talk about the person who is very important for me. Is it my mum. Her name is Rita. She is thirty-four years old. Now, she is not just my mum. She is also my friend and I like her looks as well as her features of character. My mum does not look different from others women, but for me she is very attractive. Firstly she is tall and slim. My mother has a round face with blue sparkling eyes and sweet smile with white teeth, her lips a thin and red, she has a turned up and small nose and dark eyebrows. She has short, wavy brown hair. Her skin is tanned. Besides, she is usually dressed in sports style. But sometimes when she goes to important places, she is dressed in formal clothes. Talking about my mum’s character, she is good-humored and you can not get bored with her company, for example, when I am sad she always makes me laugh by telling a joke to me. She is very outspoken and you can talk to her about everything and she always gives you advice. Also she is very sensitive. When she is hurt she sometimes begins to cry. However, like every person she has got some drawbacks. For example, she can be angry at times and nervous, especially when she has got a bad day. Impatient is another negative feature of her character. When she asks me to do something I have to do it at once without hesitation. As far as my mom’s free time is concerned, she loves listening to music, meeting her friends, collecting old coins and going in for sports. As you can see she spends her leisure in a very interesting way. In conclude, my mum is a person I always admire despite her negative features of her character. Besides, I am so happy to have someone to rely on.

Anglų kalba  Rašiniai   (3,16 kB)

Dear Vic, Hi- how are you? Thank you for your letter. Actually, that’s what I’m writing to tell about “Teacher’s Day” in may school. We have “Teacher’s Day” on October 5 th on this day the twelfth form student’s teach schoolchildren. I and may fiends were biology teacher’s. We played with schoolchildren, it was very funny. “ Teacher’s Day” is a celebration for teacher’s, when schoolchildren greet them. Most often schoolchildren present flowers. This day in important in my life, because I can teach schoolchildren. I hope you would like this day in my school. I hope you are OK and will write to me soon. Love, Vaida

Anglų kalba  Pagalbinė medžiaga   (2,41 kB)

I have four tickets to the theatre next Saturday. It will be the last performance of ‘King for a Night’ and I think it would be great to see it. Would you like to come along? I have invited Sue and Milo too, because I know how they like theatre. They accepted my invitation and asked me if I knew a good place to go for something to eat afterward. Maybe you can suggest something? I suppose we could go to Gino’s Pizzas, because every one of us likes Italian food. Hope to hear from you soon. Give me a ring if you can go with us.

Anglų kalba  Kalbėjimo temos   (2,71 kB)

Food is any substance(medžiaga) that can be consumed (suvalgyti), including liquid drinks. Food is the main source of energy and of nutrition (maistas) for animals, and is usually of animal or plant origin. Such description you could find in encyclopedia. However, food and drink aren`t only essential substance for us, but may be a great pleasure. Of course, we should know how to choose food to be healthy and lively. In this instance.I`d like to mention popular fast food menu which items are unhealthful. To illustrate these health concerns, the 2004 documentary film Super Size Me had the director, Morgan Spurlock, eat nothing but McDonald's fast food -- and stop all exercise -- for 30 days. He gained weight and became frequently sick. So to avoid such this, you have to know The Food Pyramid which guides you to healthy eating. The Pyramid diet is very simple. Different kinds of food are placed at different levels of the pyramid. The higher up the pyramid, the less of the foods you should eat. Bread, pasta, rice, and other whole grains are at the bottom of the pyramid. These foods contain complex carbohydrates, which provide us the energy and heat. Carbohydrates should make about 50 % of your diet. Fruit and vegetables are the second level of the pyramid. These should be 30% your diet. Above fruit and vegetables are the protein-rich foods like meat, fish, milk, chesse, yoghurt. your diet. At the top of the pyramid are fat, oil, sweets and sugar. We should eat as little as possible of things at this level. These foods have damaging effect on teeth. It is also recomended to drink 6 glasses of water a day and have daily physical activities in order to be healthy and fit. In conclusion, it is not easy to eat healthy foods.However take the first step toward healthier eating and a healthier lifestyle on the very next day.

Anglų kalba  Rašiniai   (5,66 kB)

Anglų kalbos kalbėjimo tema.

Anglų kalba  Pagalbinė medžiaga   (1 psl., 3,43 kB)

The Aim is to make a review on scientific literature. The Problem of the report is: The main causes of suicide; people’s condition who usually make it. Research methods used: I used closed questions because they allow respondents to answer the question very quickly, not using much time. In reason that findings would be more reliable I choose random sample. The majority of my respondents were students. There were 25 respondents, 68% of them were females and 32% males. The average of their age was 20.

Anglų kalba  Referatai   (4,91 kB)

HIP-HOP - šis dviejų paprastų žodžių junginys šiandien yra įgijęs nepaprastą reikšmę ne tik muzikoje, bet ir nemažos dalies jaunimo gyvenime. O viskas prasidėjo visiškai nekaltai - nuo mažos kibirkšties. Kai Niujorko gatvėse vaikai šoko breiką, ar kažką panašaus į tai, kai didžėjai vakarėlių metu "išsidirbinėjo" su plokštelėmis, o MCs su mikrofonais, kai namų sienos ir traukinių vagonai nusidažė įvairiomis spalvomis, niekas net neįsivaizdavo, kad visa tai išaugs į tokį kultūrinį judėjimą, kuris išpopuliarės visame pasaulyje.

Muzika  Konspektai   (5,71 kB)

William Henry Gates III (born October 28, 1955) is the co-founder, chairman, and chief software architect of Microsoft Corporation, the world's largest software company (as of April 2006). He is also the founder of Corbis, a digital image archiving company. Gates is the wealthiest individual in the world according to the Forbes 2006 list. When family wealth is considered, he is second behind the Walton family, which The Sunday Times represents by Robson Walton.

Anglų kalba  Referatai   (5,21 kB)

The Tower of London has a very interesting story behind it. It was begun by a man who was not even English, William of Normandy. At the time he was the cousin of England's King Edward. It all started because William became outraged when Edward backed down on his promise to give the throne to William and ended up giving the throne to his English brother-in-law, Harold. William sailed his army across the English Channel to conquer England.

Anglų kalba  Namų darbai   (2,96 kB)

Nowadays it is truly important to learn languages. To begin with, knowing foreign languages broadens one‘s outlook and develops mentality. The more languages we know the more intelligent we are. Moreover, knowing foreign languages gives us an oppurtunity to socialize and correspond with people from other countries. For intance, we can travel abroad and communicate with other people easily which gives us great satisfaction. It also helps to understand traditions and customs of the country better.

Anglų kalba  Rašiniai   (0,91 kB)

Defoe hopes that Moll Flanders will be taken for what he says it is, a true history, despite the fact of its heroine's real name being concealed and the multitude of novels being published at the time. He explains that he has altered Moll Flanders' style to make it more polite and modest, as befitting her supposedly reformed character. Originally its language had been "not fit to be read," as a result of Moll's debauched lifestyle.

Anglų kalba  Pagalbinė medžiaga   (4,93 kB)

Rock & roll wild child Avril Lavigne hit big in summer 2002 with her spiky-fun debut song "Complicated," shifting pop music into a different direction. Lavigne, who was 17 at the time, didn't seem concerned with the glamor of the TRL-dominated pop world and such confidence allowed her star power to soar.

Anglų kalba  Referatai   (2,65 kB)

The formal patterns of correct reasoning can all be conveyed through ordinary language, but then so can a lot of other things. In fact, we use language in many different ways, some of which are irrelevant to any attempt to provide reasons for what we believe. It is helpful to identify at least three distinct uses of language: 1. The informative use of language involves an effort to communicate some content. When I tell a child, "The fifth of May is a Mexican holiday," or write to you that "Logic is the study of correct reasoning," or jot a note to myself, "Jennifer—555-3769," I am using language informatively.

Anglų kalba  Konspektai   (1,64 kB)

Rašinys "Kas geriau, žiūrėti filmus namuose ar kine", mano anglų kalbos mokytojos buvo įvertintas palankiai.

Anglų kalba  Rašiniai   (0,99 kB)

Tai yra "sollution essay" apie stresą kurį patiria studentai prieš egzaminus. Tai buvo 12 klasės studento namų darbas pristatytas Druskininkų Ryto gimnazijoje.

Anglų kalba  Namų darbai   (1,04 kB)

I am pleased to inform you that your bid for the supply of computer hardware has been successful and we will be submitting our firm order, under the terms contained in your bid, within the next few days.

Anglų kalba  Namų darbai   (0,69 kB)

Private Schooling Specific Purpose: To persuade my audience that private schools offer a better education to children and better prepare them for college. Thesis Statement: Private school children are more involved in community service, are generally provided with a better education, and are more likely to apply and succeed in college.

Anglų kalba  Analizės   (2,38 kB)

KTU socialinių mokslų fakulteto 1 kurso anglų kalbos tiriamasis darbas (gavau 10). "Government does not tax to get the money it needs; government always finds a need for the money it gets." That’s what once said Ronald Reagan about taxes and what it is collected for. Of course, it was a joke, but I may bet there are lots of people, who would agree with that thought. Sometimes they even feel that they are caught in the behemothian jaws of government.

Anglų kalba  Analizės   (4,09 kB)

Summer. Autumn. Winter. Spring. Summer (June, July and August) is a relaxing time when the Brithish make the most of the warm sunshine. Nothing can be more pleasant that a leisurely picnic in the heard of the countryside, a peaceful cruise down the river or for the more active a hike along our dramatic coastline.

Anglų kalba  Referatai   (5 psl., 5,61 kB)

Dear Madam, I am writing to complain about the pullover I bought in your shop two weeks ago. I am very dissatisfied with my bought because it was nothing like I expected.

Anglų kalba  Rašiniai   (1 psl., 2,51 kB)

Anglų k. rašinėlis ("Book review" tipo) apie V. Mykolaičio-Putino knygą "Altorių šešėly".

Anglų kalba  Rašiniai   (1 psl., 3,72 kB)